The platform

One engine. Every outcome — including stress.

From a single canonical state, Bulls-Eye computes earnings, economic value, liquidity, capital, FTP and attribution — and runs every stress and scenario — in one pass. Explore the detail behind each output below.

Every figure shown is illustrative and represents a hypothetical bank — not any actual institution.

Earnings & value at risk · IRRBB

Net interest income. Economic value of equity.

Earnings at risk today, economic value at risk tomorrow — both computed from the same balance sheet, behavioral assumptions, and scenario set. NII over a 5-year monthly horizon; EVE across the full rate-shock grid, against board-approved limits.

NII sensitivity

Illustrative

12-month net interest income across the rate-shock grid — betas, prepayments, and NMD decay applied.

12-mo NII

$570M

ΔNII · +100bp

+$31M

ΔNII · −100bp

−$16M

NII Δ · by rate shock

Δ vs. base · $M

EVE sensitivity

Illustrative

ΔEVE as a percent of base equity — measured against the board-approved limit.

ΔEVE · +300bp

−8.2%

Within limit · −15%

Attribution · ΔNII

Illustrative
Rate shock

Total change

− decrease0increase +

Attribution · ΔEVE

Illustrative
Rate shock

Total change

− decrease0increase +

12 rate-shock scenarios

Parallel, steepener, flattener, and short-rate shocks every run.

5-year monthly horizon

NII projected month by month, not a single 12-month snapshot.

Behavioral assumptions

Deposit betas, NMD decay, and prepayment speeds calibrated in one framework.

OAE upgrade path

Option-Adjusted Equity per the Basel IRRBB standard.

Liquidity · coverage, survival & funding

Liquidity, end to end. Coverage, survival, contingency.

Basel III LCR and NSFR, intraday liquidity, and a daily survival runway under combined idiosyncratic and market-wide stress — so you know how long the institution lasts before the buffer is breached.

Liquidity Coverage Ratio

30-day stressed outflow coverage · LCR

Illustrative

118%

vs. 100% minimum · +18 pts buffer

0% 100% min 140%

HQLA

$7.4B

Net outflows (30d)

$6.3B

Net Stable Funding Ratio

1-year structural funding · NSFR

Illustrative

121%

vs. 100% minimum · +21 pts buffer

0% 100% min 140%

Available stable funding

$48.2B

Required stable funding

$39.8B

Attribution · ΔLCR

Illustrative

Total change −22%

Deposit outflow−18%
Contingent draws−9%
HQLA monetized+9%
Wholesale rollover−4%
− decrease0increase +

Attribution · ΔNSFR

Illustrative

Total change −9%

ASF — deposits−6%
ASF — wholesale−3%
RSF — loan growth−4%
HQLA mix+4%
− decrease0increase +

Survival horizon

Illustrative

Cumulative net liquidity position — base vs. combined stress — against the minimum buffer. TTF = time to failure.

Base TTF

168 days

Stressed TTF

41 days

LCR

118%

NSFR

121%

Net liquidity runway

base vs. stressed

Base TTF Stressed TTF day 0 → 90

Contingency funding capacity

Illustrative

Incremental borrowing and issuance capacity, with cost and time to execution.

Source Cost Time Capacity
FHLB capacity+18 bpSame day$1.8B
Fed discount window+25 bpSame day$0.9B
Brokered & retail CDs+35 bp2–5 days$2.4B
Unsecured debt issuance+85 bp1–2 wks$1.3B
Total capacity$6.4B

Counterbalancing capacity on top of $7.4B HQLA — extends coverage well beyond the 41-day stress.

Intraday liquidity

Peak intraday usage and payment-throughput stress modeling.

Combined stress

Idiosyncratic and market-wide shocks applied simultaneously.

Contingency funding

CFP triggers and counterbalancing capacity quantified.

Deposit behavior

Runoff, betas, and stability tiers calibrated by segment.

Capital adequacy · Basel III / IV

Capital adequacy. Base and stressed.

CET1, Tier 1, Total Capital, and the Leverage Ratio — computed on Basel III/IV RWA with SA-CCR, FRTB SA, and SMA operational risk, every scenario and horizon, base and stressed.

CET1 Ratio

Common Equity Tier 1 · base

Illustrative

12.4%

vs. 7.0% min + buffer · +5.4 pts

0% 7.0% min 16%

CET1 capital

$6.0B

Risk-weighted assets

$48.2B

Leverage Ratio

Tier 1 capital / total exposure

Illustrative

9.2%

vs. 4.0% minimum · +5.2 pts buffer

0% 4.0% min 12%

Tier 1 capital

$7.6B

Total leverage exposure

$82.6B

Capital ratios · base vs. stressed

Illustrative
BaseStressed— — regulatory minimum

CET1 · base / str.

12.4% / 9.1%

Total capital

15.8%

Leverage

9.2%

RWA composition

Illustrative

$48.2B risk-weighted assets by risk type.

  • Credit · SA72%
  • Operational · SMA13%
  • Market · FRTB SA11%
  • Counterparty · SA-CCR4%

Attribution · ΔCET1 (stressed)

Illustrative

Total change −3.3%

Credit losses−2.3%
PPNR decline−0.9%
RWA inflation−0.7%
Capital actions+0.9%
AOCI marks−0.3%
− decrease0increase +

SA-CCR

Counterparty credit exposure on derivatives and SFTs.

FRTB SA

Standardized market-risk capital across the trading book.

SMA

Standardized operational-risk capital from loss history.

CECL dynamics

Allowance build flows through capital under every scenario.

Ready to see it live?

See your own numbers, computed live.

A guided demonstration using your institution's publicly available financial data — your own NII, EVE, FTP, and capital metrics, across all 12 scenarios.

Platform demo

Live walkthrough of the Phase 1 screens — institution selector, scenario toggle, assumption overrides in real time.

Technical briefing

Architecture review for risk, technology, and model-risk leadership — SR 26-2 governance and integration design.

Regulatory review

Capital, liquidity, and reporting capability review for chief risk officers and regulatory-affairs teams.

About us

Built by people who have managed risk.

Bulls-Eye Solutions builds the enterprise financial engine for modern institutions — one platform that unifies risk, capital, liquidity, funds transfer pricing, attribution, and optimization on a single canonical state. Founded by veterans of top-tier bank treasury and risk management, we pair production-grade software with decades of hands-on enterprise experience, delivered as Risk-as-a-Service.