Finance tools

FTP, attribution & hedge accounting.

The supporting tools that run off the same shared dataset: internal pricing that charges each business for the funding and capital it uses (FTP?), enterprise-wide profitability attribution, and hedge accounting (ASC 815?) - all in one pipeline.

Every figure shown is illustrative and represents a hypothetical bank - not any actual institution.

Enterprise FTP

Matched-maturity FTP. A strategic lever.

Three maturity-determination paths, with risk-based adjustments allocated to the FTP curve in basis points - a liquidity charge, a capital-charge rebate, and other risk-based charges, each attributable by driver.

Behavioral

Model-driven

Mortgages, consumer loans, NMDs. Prepayment and decay output is authoritative - no override permitted.

Stated

Contractual

CDs, term loans, AFS?/HTM? securities, term wholesale, commercial loans. Contractual maturity or repricing date - override permitted.

User-defined

Assigned tenor

Trading book, callable bonds, SME-assigned tenor buckets overnight through 30Y. Primary approach for trading-book assets.

Risk-based FTP adjustments

Liquidity charge

Liquidity premium & charge

A term-liquidity premium and contingent-funding charge by tenor and behavior - pricing the liquidity each position consumes into the FTP curve.

Capital charge

Capital-charge rebate

Expresses the cost difference between high- and low-RWA? alternatives as a bps adjustment to the FTP curve - favoring capital-efficient composition.

Extensible

Any risk-based charge

Credit, operational, or other risk-based charges allocate to the FTP curve the same way - each priced in basis points and attributable by driver.

Full attribution

Every result attributes - with a residual

FTP spread and its enterprise impact decompose fully into drivers - base curve, liquidity, capital, and behavior - with any unexplained cross-effect carried as a labeled residual, so the bridge always ties to the reported result.

FTP as a control

Framework & guardrails

Set the FTP curve as a governed control - board-approved guardrails and limit bands, maker-checker changes with effective dating, and full lineage - so pricing steers the balance sheet within policy.

How to use FTP

FTP is a financial-management tool - but it is also a risk-management lever and a driver of strategic balance-sheet movement. Not a silver bullet: a supplemental tool the enterprise should use deliberately to steer strategy and shape its impacts - and therefore considered in optimization.

Enterprise attribution

What changed. Why it changed. Which driver.

The Enterprise Economic and Accounting Attribution Platform decomposes every platform metric into its component drivers - period-over-period or base-to-stressed, at daily granularity, aggregated to any reporting window.

Metrics covered

NII?, EVE?, fair value, cash & liquidity (LCR?, NSFR?), FTP spread, CET1?, Tier 1, Total Capital, and Leverage Ratio - plus any metric registered in the parameter store.

Drivers isolated

Balance/volume, rate, spread, prepayment speed, deposit beta, behavior, mix/composition, credit migration, cash & funding, assumption change, and cross-effect residual - each isolated and reported separately.

Output format

Waterfall/bridge charts in the CFO dashboard. Base value, end value, total change, and each driver - in absolute and percentage terms. Board-ready out of the box.

ASC 815 · hedge accounting

Hedge accounting, in the same platform.

Fair-value, cash-flow, and net-investment hedges designated, tested, and rolled forward against the same shared dataset - no separate sub-ledger to reconcile.

Designation & documentation

Fair-value, cash-flow, and net-investment hedge designations with inception documentation and hedge-relationship mapping.

Effectiveness testing

Prospective and retrospective testing - regression and dollar-offset - with automatic de-designation triggers.

OCI roll-forward

AOCI tracking, reclassification to earnings, and amortization schedules for terminated hedges.

Register & disclosures

A hedge-position register feeding Call Report, FR Y-9C?, and 10-K disclosure schedules directly.

Ready to see it live?

See your own numbers, computed live.

A guided demonstration using your institution's publicly available financial data - your own NII, EVE, FTP, and capital metrics, across all scenarios.

Platform demo

Live walkthrough of the Phase 1 screens - institution selector, scenario toggle, assumption overrides in real time.

Technical briefing

Architecture review for risk, technology, and model-risk leadership - model-risk governance and integration design.

Regulatory review

Capital, liquidity, and reporting capability review for chief risk officers and regulatory-affairs teams.

About us

Built by people who have managed risk.

Bulls-Eye Solutions builds the enterprise financial platform for modern institutions across traditional banking and digital assets - one platform that unifies risk, capital, liquidity, funds transfer pricing, attribution, and optimization on one shared dataset. Founded by veterans of top-tier bank treasury and risk management, we pair production-grade software with decades of hands-on enterprise experience, delivered as Risk-as-a-Service.