Finance tools

FTP, attribution & hedge accounting.

The supporting engines that run off the same canonical state — matched-maturity funds transfer pricing with a capital-charge rebate, full enterprise attribution, and ASC 815 hedge accounting in one pipeline.

Every figure shown is illustrative and represents a hypothetical bank — not any actual institution.

Enterprise FTP

Matched-maturity FTP. A strategic lever.

Three maturity-determination paths, with risk-based adjustments allocated to the FTP curve in basis points — a liquidity charge, a capital-charge rebate, and other risk-based charges, each attributable by driver.

Behavioral

Model-driven

Mortgages, consumer loans, NMDs. Prepayment and decay output is authoritative — no override permitted.

Stated

Contractual

CDs, term loans, AFS/HTM securities, term wholesale, commercial loans. Contractual maturity or repricing date — override permitted.

User-defined

Assigned tenor

Trading book, callable bonds, SME-assigned tenor buckets overnight through 30Y. Primary approach for trading-book assets.

Risk-based FTP adjustments

Liquidity charge

Liquidity premium & charge

A term-liquidity premium and contingent-funding charge by tenor and behavior — pricing the liquidity each position consumes into the FTP curve.

Capital charge

Capital-charge rebate

Expresses the cost difference between high- and low-RWA alternatives as a bps adjustment to the FTP curve — favoring capital-efficient composition.

Extensible

Any risk-based charge

Credit, operational, or other risk-based charges allocate to the FTP curve the same way — each priced in basis points and attributable by driver.

Full attribution

Every result attributes — with a residual

FTP spread and its enterprise impact decompose fully into drivers — base curve, liquidity, capital, and behavior — with any unexplained cross-effect carried as a labeled residual, so the bridge always ties to the reported result.

FTP as a control

Framework & guardrails

Set the FTP curve as a governed control — board-approved guardrails and limit bands, maker-checker changes with effective dating, and full lineage — so pricing steers the balance sheet within policy.

How to use FTP

FTP is a financial-management tool — but it is also a risk-management lever and a driver of strategic balance-sheet movement. Not a silver bullet: a supplemental tool the enterprise should use deliberately to steer strategy and shape its impacts — and therefore considered in optimization.

Enterprise attribution

What changed. Why it changed. Which driver.

The Enterprise Economic and Accounting Attribution Engine decomposes every platform metric into its component drivers — period-over-period or base-to-stressed, at daily granularity, aggregated to any reporting window.

Metrics covered

NII, EVE/OAE, fair value, cash & liquidity (LCR, NSFR), FTP spread, CET1, Tier 1, Total Capital, and Leverage Ratio — plus any metric registered in the parameter store.

Drivers isolated

Balance/volume, rate, spread, prepayment speed, deposit beta, behavior, mix/composition, credit migration, cash & funding, assumption change, and cross-effect residual — each isolated and reported separately.

Output format

Waterfall/bridge charts in the CFO dashboard. Base value, end value, total change, and each driver — in absolute and percentage terms. Board-ready out of the box.

ASC 815 · hedge accounting

Hedge accounting, in the same engine.

Fair-value, cash-flow, and net-investment hedges designated, tested, and rolled forward against the same canonical state — no separate sub-ledger to reconcile.

Designation & documentation

Fair-value, cash-flow, and net-investment hedge designations with inception documentation and hedge-relationship mapping.

Effectiveness testing

Prospective and retrospective testing — regression and dollar-offset — with automatic de-designation triggers.

OCI roll-forward

AOCI tracking, reclassification to earnings, and amortization schedules for terminated hedges.

Register & disclosures

A hedge-position register feeding Call Report, FR Y-9C, and 10-K disclosure schedules directly.

Ready to see it live?

See your own numbers, computed live.

A guided demonstration using your institution's publicly available financial data — your own NII, EVE, FTP, and capital metrics, across all 12 scenarios.

Platform demo

Live walkthrough of the Phase 1 screens — institution selector, scenario toggle, assumption overrides in real time.

Technical briefing

Architecture review for risk, technology, and model-risk leadership — SR 26-2 governance and integration design.

Regulatory review

Capital, liquidity, and reporting capability review for chief risk officers and regulatory-affairs teams.

About us

Built by people who have managed risk.

Bulls-Eye Solutions builds the enterprise financial engine for modern institutions across traditional banking and digital assets — one platform that unifies risk, capital, liquidity, funds transfer pricing, attribution, and optimization on a single canonical state. Founded by veterans of top-tier bank and digital-asset treasury and risk management, we pair production-grade software with decades of hands-on enterprise experience, delivered as Risk-as-a-Service.